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Yellowstone Financial — Your Financial Interest Comes First

Are you working with a fee-only Certified Financial Planner that puts your financial interest first? We specialize in working with entrepreneurs and medical professionals in Boulder County and Denver to achieve financial independence faster than anyone they know. That means they can choose where, how much, and if they want to work knowing their finances are taken care of.

After several years of working with other financial planners and investment advisers, Dave Gardner opened his own comprehensive financial planning practice to help individuals and small business owners realize their financial dreams. Although officed in Colorado, Yellowstone Financial has clients from around the country, including US citizens currently domiciled abroad. Dave's formal education in economics begain as an undergraduate at the University of California, Berkeley, where he graduated with a political economy degree while also being awarded High Honors and membership into Phi Beta Kappa. His postgraduate education includes the CFP^® Certification Professional Education Certificate Program at the College of Financial Planning, and a Masters Degree at the University of Colorado, Boulder. Dave passed the Certified Financial Planner exam in July 2004.

With his membership in the National Association of Personal Financial Advisors ('NAPFA'), Dave is dedicated to the fee-only model of financial planning, This model means that Dave does not accept commissions or pay referral fees and is absolutely devoted to putting his clients' interests first. NAPFA has the highest ethical and educational standards in the industry with every member required to sign a fiduciary oath and to accrue twice the level of continuing education required by the CFP Board. Dave is also a member of the Alliance of Cambridge Advisors, which is a network of fee-only advisors focused on comprehensive financial planning. Dave has been quoted by Business Week and other financial publications.

As part of his philanthropic activities, Dave has served on the finance board of his church and coaches a local youth soccer team. An enthusiastic traveler, Dave authored four chapters of a Fodor's Travel Guide to the Pacific Northwest and studied Spanish in Mexico with his family for six months. Dave lives in Boulder with his wife and two young boys, and is an avid trail runner, hiker, and skier.

When you work with me, you can expect:

Straight talk. I don’t sell any financial products nor do I receive any commissions. As fee-only financial advisors, my only compensation is what you pay for my professional advice. My complete focus is on what is best for you.
All-inclusive approach. Together we evaluate all aspects of your finances and design a strategy where each part works in harmony with the others. You’ll see that I pay a lot of attention to areas of your financial life that are often overlooked or ignored by other “financial planners.”
Access. Life is constantly changing. For one annual retainer fee, you can meet with me or speak to me often as is necessary to help you accomplish your financial goals.
Value for your money. I am committed to providing value that exceeds my fee. It’s a concept that is virtually non-existent in the financial planning profession. But doesn’t it make sense that your financial advisor should work to save you more than he charges you?
The highest professional standards. I am committed to the Cambridge Pledge to Clients—your assurance of receiving the ethical and professional treatment you deserve.

Would you worry less with a professional fee-only financial advisor on your side? Contact me to learn more about the financial strategies that will help you achieve your goals.

DISCLAIMER: This website is for informational purposes only and does not constitute a complete description of our investment services or performance. This website is in no way a solicitation or offer to sell securities or investment advisory services except, where applicable, in states where we are registered or where an exemption or exclusion from such registration exists. Information throughout this site, whether stock quotes, charts, articles, or any other statement or statements regarding market or other financial information, is obtained from sources which we, and our suppliers believe reliable, but we do not warrant or guarantee the timeliness or accuracy of this information. Nothing on this website should be interpreted to state or imply that past results are an indication of future performance. THERE ARE NO WARRANTIES, EXPRESSED OR IMPLIED, AS TO ACCURACY, COMPLETENESS, OR RESULTS OBTAINED FROM ANY INFORMATION POSTED ON THIS OR ANY 'LINKED' WEBSITE.

David Gardner, CFP ^®
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“No one will work harder to understand your goals and to achieve your financial security.”