Friedrichs
Financial Alliance

Friedrichs Financial Alliance, LLC
Lawrence H. Friedrichs, CPA, CFP
PO Box 21825
Mesa, AZ 85277-1825

Phone:  480-962-4356
Fax:  480-962-9128
Email: 

~By Appointment Only~

Do You Need a Financial Advisor?


Tax Advice
Tax Planning & Preparation
You've worked too hard for your money to pay more than you should to the government. As a comprehensive financial planning client, you will have an exceptional opportunity to take advantage of the tax benefits available to you through our proactive relationship and my experience and training in taxation. My unique retainer fee arrangement eliminates your reluctance to call with questions and concerns. Periodic financial planning sessions provide the forum to bring tax strategies to light. Any tax savings are a direct offset of my planning fees.
Audit Protection
While we aggressively pursue the tax deductions you are legally entitled to, we also provide peace of mind with Audit Protection. In the event of an audit I will represent you before the IRS at no additional charge in routine matters. In the event, my time exceeds 10 hours you will be billed at my standard hourly rate.
Record Keeping System
Streamline your record keeping, saving time and money. Our record keeping system is designed to maximize tax savings and requires minimal effort to maintain. You will receive Quicken software and training, along with a complete home filing system.

Financial Planning
Goal Setting & Financial Planning
This is perhaps the most important area of the financial planning process. Every individual and/or couple is unique. That's why each financial planning engagement is unique. All of my clients' financial plans are built on an understanding of their goals and values. Well thought out goals and values are the roadmap that provides you with the ability to stay on course when life's distractions send you on a detour. By establishing, and then continually assessing goals and values, you are more likely to make the decisions necessary to succeed.
Risk Management
We advise you on the insurance coverage you need to be adequately protected, while identifying unnecessary coverage that does nothing but cost you more money. You can use your current insurance agent to implement our recommendations, or we will provide you with cost-effective alternatives.
Retirement Planning/Financial Independence Analysis
How much is enough? Not knowing the answer to this question can cause you to:
  1. take on needless risk,
  2. work in a job or industry longer than necessary,
  3. miss out on doing what you really want to do with your life, or
  4. make bad financial decisions that take years to overcome.

We analyze your financial situation and use powerful goal-oriented financial planning software to assist you in visualizing, understanding, and achieving your definition of financial independence.
Estate Planning
You will be guided through the process of deciding how you want your loved ones cared for and your assets divided after your death. The focus is on reducing estate taxes and probate costs while ensuring that your wishes will be carried out.
Special Needs
You will be advised on any matter that affects your finances: education planning, budgeting, debt reduction, home purchase analysis, charitable giving, qualified plan/IRA rollovers, as well as life transitions such as the death of a spouse, divorce, second marriage, early retirement, and starting a small business.

Investment Counseling

Portfolio Analysis
Are your present investments appropriate for your risk tolerance, tax bracket, and long term goals? We will look at all your investments―including retirement accounts and real estate―before making investment recommendations.
Investment Strategy
Our belief is that the capital markets are efficient. We further believe that the academic research available today provides clear and convincing evidence that active selection of stocks (market timing and stock picking) adds no value during the long term investment horizon of a client's equity portfolio. Through no-load, low-cost passively managed funds, you achieve market rates of return from a diversified portfolio. Through education, you will understand how financial markets work and why there are so many high profile financial services firms that don't want you to understand these simple, yet powerful facts about efficient markets. A personalized asset allocation will be developed based upon your needs and objectives. You will learn how to balance your investments to hedge against inflation and unpredictable economic and market cycles. Through proper diversification you can reduce portfolio risk while enhancing return.
Commission-Free Investing
We will make specific recommendations for no-load, low-expense mutual funds. For independent investors, the self-directed approach lets you buy directly from these funds or use the discount broker of your choice. Others may choose to invest through Ameritrade and Dimensional Fund Advisors, where we are a listed financial advisor.

Frequently Asked Questions
What is Fee-Only Financial Planning?
The success of a financial planner should be based on the success of his or her clients, not on the number of products a client purchases. That is why Friedrichs Financial Alliance, LLC accepts no referral fees, commissions, or other reimbursements from the implementation of recommendations. The only compensation we receive is what you pay us directly. Being compensated by a predetermined client fee rather than commissions assures that the advice you receive is unbiased and always in your best interest.

Why Hire a Financial Advisor?
Most people are not financial experts, yet increasingly individuals are in charge of their own financial futures. Most are aware that planning is critical but don’t have the time or the expertise to develop a plan and make the needed financial decisions. Friedrichs Financial Alliance, LLC works as your partner in the planning process, helping you to enjoy your life more today while building the future you desire.

What Makes Friedrichs Financial Alliance, LLC Different?

  • Fee-only commitment: our compensation is never contingent on the outcome of any financial transaction you make. We accept no commissions. Our only compensation is what you pay us directly.
  • Holistic approach to planning: all the financial areas of your life, including taxes and real estate, are integrated in one overall, comprehensive plan.
  • Focus on client education: education is our number one priority. We take the time to make sure you understand our advice.
  • Full-service retainer: with this open-end retainer, you may visit or call anytime in addition to your scheduled appointments, at no extra cost. (For less extensive planning needs, a variety of affordable retainer options are available.)
  • Complimentary initial consultation: call or email us to schedule a meeting for us to review your situation and develop a proposal.

What is the Cambridge Client Pledge?
As a member of the Alliance of Cambridge Advisors, I have pledged to my clients to be:

  • Holistic in outlook. I will consider all of your circumstances, family needs, goals, values, and aspirations when making recommendations.
  • Professional in conduct. I will protect your privacy. I will strive to maintain the highest ethical standards possible in my work and life. I will continually enhance my skills and credentials through continuing education, and I will refer you to other professionals when you need help in an area outside my expertise.
  • Educational in nature. I will guide you through your options and explain them clearly to help you make the best choices. I will always take the time to make sure you understand my advice.
  • Independent in compensation. I will never sell you a product or service other than holistic financial planning nor will I take a commission or a referral fee from another professional. You will receive objective, unbiased advice from me.
  • Committed to your success. Holistic financial planning is a process, not an event, and I commit to adjusting your plan as your life goals change.

Professional Affiliations
  • AICPA
  • ASCPA
  • FPA
  • NAPFA

Organizations & Community Service
  • Church organizations and ministries
  • Prior participation in youth coaching and parent/child YMCA program

Education & Experience
  • 13 years as owner/sole proprietor of Lawrence H. Friedrichs, CPA, providing small businesses and individuals with business/tax planning and compliance services
  • 10 years of Tax Department experience with National, Regional, and Local CPA firms
  • BS in Accountancy from Northern Arizona University 1978
  • Inducted into Northern Arizona University Sports Hall of Fame (1990)
  • Academic All American

Disclaimer
Disclaimer: Friedrichs Financial Alliance, LLC is listed with the State of Arizona as a Registered Investment Advisor. The firm will not solicit or accept business in any state in which it is not properly registered or otherwise qualified to conduct business by virtue of a state “de minimus” exemption. This website does not provide investment advice, nor does it constitute an offer to provide investment advice, to any individual or entity in any state or other jurisdiction.

For more information or to schedule a complimentary initial consultation, call today.

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