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Education & Expertise
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You will receive professional tax advice year-round, and learn how to lawfully minimize your taxes using a strategy based on your personal circumstances.
Record Keeping System
We offer a filing system for your home files that makes it easy to know
what to throw away and what to keep . . . and for how long. This enables you
to take advantage of all available tax deductions.
Optional services are available to help you get your paperwork organized.
Specifically, IFC offers Daily Money Management services, designed for those
who could use some extra help achieving peace of mind through organized
finances. Call to find out more about this valuable service.
Goal Setting & Life Planning
Insurance Review and Risk Management
Turn those dreams into real, attainable goals for the short term and for the
future. Enhance your wealth-building abilities and strengthen your
protection against financial loss.
Most people only get insurance advice from someone selling a policy. IFC
doesn’t sell insurance, so clients get an independent, unbiased evaluation
of their insurance coverage and deductibles, and a full review of insurance
needs, without any sales pressure. Your review is based on what your life is
really like, not on what the insurance sales brochures say you should have.
Should you worry about estate taxes and probate costs? How should your
assets be divided, and how can you take care of your family? Integrated
Financial Consulting will help you think through the tough questions, and
help you protect your hard-earned net worth with recommendations about
wills, trusts, powers of attorney, and health care directives such as living
Special Needs Planning
In addition, Integrated Financial Consulting addresses special needs such as
education planning, budgeting and spending plans, debt reduction, home
purchase analysis, starting a small business, charitable giving, and
qualified plan/IRA rollovers. Careful planning can also ease such life
transitions as the death of a spouse, divorce, second marriage, or early
Whether you’ve never invested before or have a sizable portfolio, you want
your investments to be appropriate for your goals, your tax bracket, and
your personal tolerance for risk. Clients receive a complete analysis of
their current holdings and specific recommendations about optimally
investing their available assets.
You’ll learn how to balance your investments to hedge against extreme
economic cycles. Diversification that is appropriate to your investment
goals and time frames can help you reduce your portfolio risk while
substantially enhancing return on investments.
No-load, low-expense mutual funds are analyzed and specific
recommendations are tailored to your needs. For independent investors, the
self-directed approach enables you to buy directly from the fund or use the
discount broker of your choice. Alternatively, you can benefit from hands-on
assistance with implementation of your investment program.
Answers to Questions You May
What is Commission-Free Financial Planning?
The success of a financial planner should be based on the success of his
or her clients, not on the number of products a client purchases. That is
why Integrated Financial Consulting, LLC accepts no referral fees, commissions, or other
reimbursements from the implementation of recommendations. The only
compensation we receive is what you pay us directly. Being compensated by a
predetermined client fee rather than commissions assures that the advice you
receive is unbiased and always in your best interest.
Why hire a financial advisor?
Most people are not financial experts, yet, increasingly, individuals are
in charge of their own financial futures. Most are aware that planning is
critical, but don’t have the time or the expertise to develop a plan and
make the needed financial decisions. Integrated Financial Consulting, LLC works as your partner
in the planning process, helping you to enjoy your life more today while
building the future you desire.
What makes Integrated Financial Consulting different?
- Unbiased, Commission-Free Advice.
- Integrated approach to planning: all the financial
areas of your life, including taxes and real estate, are integrated in
one overall, comprehensive plan.
- Focus on client education.
- Full Service Retainer: the annual retainer allows you
to call or visit Integrated Financial Consulting as often as necessary
during the year, in addition to your scheduled appointments, at no extra
- For less extensive planning needs, a variety of
affordable retainer options are available.
What is the Cambridge Client Pledge?
As a member of the Alliance of Cambridge Advisors, I have pledged to my
clients to be:
- Holistic in outlook. I will consider all of your circumstances,
family needs, goals, values, and aspirations when making
- Professional in conduct. I will protect your privacy. I will strive to
maintain the highest ethical standards possible in my work and life. I
will continually enhance my skills and credentials through continuing
education and I will refer you to other professionals when you need help
in an area outside my expertise.
- Educational in nature. I will guide you through your options and
explain them clearly to help you make the best choices. I will always
take the time to make sure you understand my advice.
- Independent in compensation. I will never sell you a product or
service other than holistic financial planning nor will I take a
commission or a referral fee from another professional. You will receive
objective, unbiased advice from me.
- Committed to your success. Holistic financial planning is a process,
not an event, and I commit to adjusting your plan as your life goals
- National Association of Personal Financial Advisors (NAPFA)
- Alliance of Comprehensive Planners. (ACP)
Education and Experience
Marc Vorchheimer graduated from Baruch College with a degree in Finance
and Investments. He subsequently assumed a position as Financial Analyst
with the Wall Street investment bank, Goldman Sachs. Since 1996, Marc has
been providing financial advice to individuals and small businesses.
Marc is a Registered Investment Advisor, and a Certified Financial Planner (CFP).
He is a member of the National Association of
Personal Financial Advisors (NAPFA). In addition, Marc is a member of the
Alliance of Cambridge Advisors, a national network of fee-only financial
advisors who have undergone rigorous academic training and utilize their
collective expertise to provide in-depth financial advice.
Financial Consulting, LLC is listed with the State of NY as a Registered
Investment Advisor. The firm will not solicit or accept business in any
state in which it is not properly registered or otherwise qualified to
conduct business by virtue of a state “de minimus” exemption. This World
Wide Web Site does not provide investment advice, nor does it constitute an
offer to provide investment advice, to any individual or any other entity in
any state or other jurisdiction.
Copyright © 2005 Cambridge Advisors.
All domestic and international rights reserved. No part of this website,
including text, graphics, et al., may be reproduced or copied in any format,
electronic, print, et al., without written consent from Cambridge Advisors.