FREE
Workbook & Articles

“I craft solutions that are technically sophisticated and artfully structured to truly reflect your priorities and values.”

Life-Integrated Financial Planning...Helping You Fit the Pieces Together

You likely have several financial planning pieces in place—you pay taxes, invest at least a portion of your savings, have some insurance, and maybe you have done some estate planning and retirement planning, but chances are each of these pieces was developed independently and at different times in your life. It is also likely that these planning pieces reflect ad hoc concerns and not a holistic vision of your life’s goals. Is it any surprise then that you’re unsure if you’re on the right track or feel a disconnect between your financial strategies and your life goals and personal values?

To be effective, financial planning needs to be coordinated. Each piece of the financial plan needs to accomplish its own specific tasks as well as support the tasks of each other piece. Financial planning must also reflect our heart’s core desires and personal values if it is to serve our true life goals. We call this life-integrated financial planning, and I am an expert in this area. I’ll look at your entire financial picture and help you fit the pieces together, all the while remaining true to the goals that matter to you.

I'll ask you lots of questions, including:

What does your ideal life look like? Read more about Goal Setting
Do you know where your money goes each month? Read more about Cash Management
Are you confident that you and your assets are adequately and properly insured? Read more about Risk Management
Will you be able to retire with the lifestyle you want? Read more about Retirement Planning
Who is deciding what happens to everything you’ve accumulated when you die—you or the state? Read more about Estate Planning
Are you funding your child’s education at the expense of your future? Read more about Education Funding

Comprehensive Financial Planning Makes the Difference for Gene and Maria

Gene and Maria thought they had addressed all their major financial concerns. An attorney prepared their wills when their first child was born. A local insurance agent sold them auto, home, and whole life insurance policies. They managed their own investments using a discount broker, following the advice in top magazines along with occasional suggestions from Maria’s stock-broker brother. They both contributed some to the retirement plan available through their employers and regularly set aside money for their children’s education. They used the same CPA who had always prepared Gene’s parents’ tax returns and always received large tax refunds which they would use to make extra principal payments on their mortgage. But this year they ended up owing several thousand dollars in taxes and had to dip into their education fund to pay their tax bill. They decided it was time to hire a financial planner and were referred to a local Cambridge Advisor.

It was the first time someone had looked at their entire financial picture, and it was an eye-opener. While Gene and Maria had always received professional advice, no one had ever coordinated that advice, and many of their financial decisions that seemed wise were actually hurting them. No area of their finances was accomplishing what they wanted it to. Working with a Cambridge Advisor, Gene and Maria built a solid foundation for their financial future. After discussing their goals for their future, their fee-only Cambridge Advisor helped them to update their wills, decrease their tax burden, save money on their insurance premiums, and increase their savings for emergencies and retirement. And when they recently learned they were receiving an inheritance from Maria’s grandparents, the first thing they did was call their Cambridge Advisor to schedule an appointment so that the money would be put to the best possible use. Their Cambridge retainer allows them to call any time their situation changes at no additional charge.

Would you be happier if you had a life-integrated financial plan?
Contact me to learn how to insure your finances truly serve your life goals and heart’s core dreams.

DISCLAIMER: This website is for informational purposes only and does not constitute a complete description of our investment services or performance. This website is in no way a solicitation or offer to sell securities or investment advisory services except, where applicable, in states where we are registered or where an exemption or exclusion from such registration exists. Information throughout this site, whether stock quotes, charts, articles, or any other statement or statements regarding market or other financial information, is obtained from sources which we, and our suppliers believe reliable, but we do not warrant or guarantee the timeliness or accuracy of this information. Nothing on this website should be interpreted to state or imply that past results are an indication of future performance. THERE ARE NO WARRANTIES, EXPRESSED OR IMPLIED, AS TO ACCURACY, COMPLETENESS, OR RESULTS OBTAINED FROM ANY INFORMATION POSTED ON THIS OR ANY 'LINKED' WEBSITE.