Resources

What's Your Money For? Our Goals & Values Exercise will help you find out.

ACA Resource Partners Access your Discussion Forum here

For Consumers

For Consumers

Are you confident that you are on the road to financial independence?

Most people are not sure if they are doing what they need to secure their financial future. Many find the stress of trying to figure it out alone leaves them unable to enjoy their lives right now. Working with an ACA Member can make the difference.

Our advisors help individuals and families transform their lives through holistic or life-integrated financial planning. We work with people from all walks of life, even those who think that they can't afford a personal advisor. Can you afford to make mistakes with your money? If not, you need us.

Do any of these sound familiar?

  • I'm concerned that I'm not doing as well financially as I should. Will I ever feel secure?
  • I'm tired of the stress that financial issues are putting on my relationships. All we do is fight about money, if we talk about it at all.
  • I can't make any more mistakes. My future and goals are in jeopardy.
  • No matter what I do I seem to end up back at the same place with my finances.
  • I'm confused by the conflicting advice from my current advisor, my friends, and the media.
  • I'm not sure how much I'm paying for financial advice.
  • How do I pass on my wealth to my heirs and still have them be good, productive people?
  • My life is changing, and I'm overwhelmed by the decisions I need to make.

If you share these concerns, our advisors can help, just as they have helped thousands of people for more than thirty years. We are experienced in helping those with little and those with much. You don't need to be concerned about meeting minimum income or investment levels. You only need to be motivated to change and desire the help of a professional advisor.

Our members are experienced, credentialed, and highly skilled personal financial advisors who work on a strict fee-only basis. Their only compensation is what you pay them directly; they receive no commissions or fees from third parties. This means that you receive true objective advice, with no conflicts of interest.

Working with an ACA Member is like having a personal financial trainer whose only goal is to help you achieve yours. For more information, continue reading about The Cambridge Difference.

Mortgages, Part II: Lending From the Lenders' Perspective

Each incremental increase or decrease in the mortgage interest rat you pay has a life-long effect on your path to financial independence--and on how well you are doing compared to others in your age and income bracket. In this light, it behooves one to seek and then pay the lowest amount possible for credit. Your credit rating is an important factor and one you will want to understand. Read More »  Articles »